Health Care and Insurance

Health insurance policy

Marian University policy requires all international students have medical health insurance and evacuation/repatriation coverage. 

• F-1 and J-1 students are required to have medical health insurance and evacuation/repatriation coverage each semester they are enrolled and while they are in the United States (for example, summer term). 
• Marian University partners with LewerMark Student Insurance to provide insurance coverage to international students.
• This insurance policy meets the U.S. Department of State's insurance requirements for J-1 exchange visitors.
• ALL international students MUST have health insurance through LewerMark Student Insurance or have an approved waiver confirming alternative coverage that meets certain requirements.
• Your student account will be billed at the beginning of each semester by Marian University's Business Office. You can use your payment plan to pay health insurance fees.

LewerMark plan highlights

• Marian University's LewerMark Student Insurance plan provides medical and emergency coverage to students anywhere in the world except in their home countries. The plan includes routine visits to doctors, emergency hospital visits, specialist care, prescription drug, and maternity coverage. While eye and dental injuries are covered, routine eye and dental exams are not included. 

• The LewerMark website includes the ability to search for doctors, advice about when to go to the emergency room, information translated in 13 languages, and individual student accounts to manage your claims.

• You can access the website for the MyNurse 24/7 Medical Help Line, which connects you to registered nurse who can answer health questions, how to manage illness, or where to go when you are sick. 

• Also, 24/7 mental health assistance is available through Morneau Shepell.

• The LewerMark plan includes information about what to do if you have a life-threatening injury or illness more than 100 miles from Marian University's campus.

• Average claim turn-around time is seven (7) calendar days.

• Coverage for new students begins up to 30 days prior to term’s start date. It includes 100 percent coverage for providers in the Aetna Health network and 80 percent coverage for non-participating providers.

Health insurance waiver

If you have another health insurance policy, you can apply for a waiver.

• A plan from your home country or a family member working for a U.S. employer with insurance is eligible.
• Waivers are not acceptable for individual plans purchased in the U.S. Short-term travel insurance or emergency care coverage only do not qualify for a waiver. Reimbursements plans are not allowed.
• Waivers for Fall classes must be submitted no later than August 1 and waivers for Spring classes must be submitted by January 1 to allow for processing. Late submissions will not be considered. Waiver requests must be submitted annually and timely submission is the student's responsibility.

If you have an approved waiver, the health insurance fees on your tuition bill will be removed.

Your alternative plan must have these benefits to be considered for a waiver:

• Maximum benefit per injury or sickness of at least $500,000 (USD)

• Deductible of $500 (USD) or less per accident/illness per year

• Repatriation coverage of at least $25,000 (USD)*

• Medical evacuation coverage of at least $50,000 (USD)*

• No daily cap on a hospital stay

• Coverage dates no less than June 1 to July 31 for summer coverage

Download the waiver. You must (1) submit a complete, signed waiver form, (2) a copy of your insurance card, and (3) a copy of your insurance policy or a certificate of coverage in English.